We are the future of payments.
About
Us
Who are we?
We are a dedicated EU-based payment processor, committed to helping worldwide clients effectively process payments for their EU customers. Our focus is on providing a-compliant service that ensures your transactions are safe and secure. With fees as low as 2.35% and an onboarding process within 24 hours, we make it easy for you to begin managing your payments. Trust us to deliver professional and reliable payment solutions tailored to your needs.
Our vision
Our vision is to empower businesses around the world by offering seamless and compliant payment processing solutions specifically designed for the European market. We aim to simplify the complexities of payment transactions, allowing our to focus on their core business activities. Our commitment to maintaining low fees and fast onboarding processes ensures that our clients can swiftly adapt to the evolving market demands. We believe in the importance of regulatory compliance, and we strive to uphold the highest standards in the payment processing industry. By fostering trust and transparency, we aim to build strong partnerships with our clients, guiding them through the intricacies of payment solutions. dedication to innovation drives us to continuously enhance our services, ensuring that we meet the needs of our clients and EU customers effectively. Together, we envision a future where businesses thrive through efficient payment processing and unparalleled support.
Our
Solutions
Card Payments
Our card payment fees are highly competitive, starting as low as 2.75% plus a fixed fee of €0.30 per transaction. This pricing structure applies to all major card networks, including globally recognized providers such as Visa and Mastercard. Whether you're running a small online shop or a large-scale e-commerce platform, our straightforward fee model ensures that you know exactly what you're paying—without any hidden costs or unexpected charges.
We’re committed to offering transparent and predictable pricing that scales with your business. Our goal is to make payment processing as simple and cost-effective as possible, so you can focus on what matters most: growing your business.
Klarna Payments
Klarna payments are an increasingly popular and trusted payment method, especially in countries such as Germany, Sweden, and Norway. Known for its user-friendly experience and flexible payment options, Klarna allows customers to choose between paying immediately, paying later, or financing their purchases over time. This level of flexibility has made it a preferred choice among both consumers and merchants in Northern and Central Europe. For businesses, Klarna offers a competitive pricing model, with transaction fees starting as low as 3.25% plus €0.35 per transaction. These transparent and predictable fees make Klarna an attractive option for e-commerce retailers looking to offer a seamless and customer-friendly checkout experience.
SEPA Transfer
SEPA (Single Euro Payments Area) transfer is one of the most traditional and reliable payment methods available in Europe. Despite the growing popularity of newer digital payment solutions, SEPA transfers continue to be widely used across the European Union and EEA countries, particularly for bank-to-bank transactions. This method is especially favored for its security, transparency, and ease of use, making it a trusted choice for both consumers and merchants.
Our SEPA transfer service comes with a highly competitive fee of just 2.35% per transaction, with no hidden charges or additional processing fees. This flat-rate pricing structure provides merchants with predictable costs and excellent value, especially when dealing with high-volume or high-value transactions.
Thanks to this low and transparent rate, many businesses across various industries prefer SEPA transfers as a primary payment method. It is particularly popular among merchants who serve customers in multiple European countries and want a simple, unified solution for accepting euro-denominated payments directly into their bank accounts.
iDeal Payments
iDEAL is the most widely used and trusted online payment method among consumers in the Netherlands. With a strong reputa
iDEAL is the most widely used and trusted online payment method among consumers in the Netherlands. With a strong reputation for security, reliability, and ease of use, iDEAL allows customers to make direct payments from their bank accounts through their own familiar online banking environment. This method is particularly popular for e-commerce transactions and is a preferred choice for Dutch shoppers who value speed and security in their online purchases.
For merchants targeting customers in the Dutch market, offering iDEAL as a payment option is essential. It not only increases conversion rates by providing a payment method locals know and trust, but also reduces the risk of chargebacks since transactions are confirmed in real time and funds are transferred immediately.
Our iDEAL payment service comes with competitive pricing, with fees starting at just 2.75% plus a fixed fee of €0.30 per transaction. This transparent pricing model makes it easy for businesses of all sizes to manage payment processing costs while offering a highly effective and localized solution to their Dutch customers.
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Paysafe Payments
Paysafe is one of the most popular alternative payment methods across Europe, widely used by customers who value convenience, security, and flexibility. As a trusted and established option for prepaid online payments, Paysafe enables users to complete transactions without the need for a traditional bank account or credit card making it especially appealing to consumers who prioritize privacy or prefer cash-based digital payment options.
At Subsisto, we offer Paysafe payment processing at highly competitive rates. Our fees start at just 3.75% plus a fixed fee of €0.30 per transaction, with no hidden charges. This transparent and straightforward pricing structure makes it easy for businesses to manage costs while expanding their payment options to meet customer demand.
As your payment processor, we ensure smooth integration of Paysafe into your checkout flow, offering you access to a broader customer base—especially in industries like online retail, gaming, and digital entertainment, where Paysafe is a preferred choice. Our platform supports fast, secure, and reliable transaction processing, giving you peace of mind and your customers a seamless experience.
Why
choose
us?
EU Compliance
Our company is fully compliant with all relevant EU regulations and payment industry standards, ensuring your business can operate across the European Union with complete confidence. From data protection (GDPR) and PSD2 compliance to anti-fraud measures and secure payment processing, we’ve built our platform to meet the highest regulatory and security requirements.
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By partnering with us, you gain more than just a payment processor—you gain a reliable EU-ready solution that removes barriers to cross-border growth. We handle the complexity so you can focus on expanding your business without administrative headaches or compliance concerns. Whether you're launching in one EU country or across the entire region, we’re here to support your success every step of the way.
Fees starting at 2.35%
At Subsisto, we provide a full suite of secure, reliable, and fully EU-compliant payment processing services—designed to support your business growth across Europe and beyond.
Our pricing is highly competitive, with transaction fees starting as low as 2.35%, allowing you to keep more of your revenue while offering your customers flexible and trusted payment options.
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We support a wide range of popular and widely used payment methods to ensure your business can meet customer preferences in every market:
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Credit and Debit Cards (Visa, Mastercard): Accepted globally and essential for e-commerce, with seamless processing and high conversion rates.
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Klarna: A leading buy-now-pay-later service, especially popular in Germany, Sweden, and Norway. Klarna offers flexible payment plans that can boost average order value and customer satisfaction.
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SEPA Transfers: A reliable and cost-effective option for direct bank payments across the EU. Perfect for recurring billing or high-value transactions with our competitive 2.35% flat rate and no extra fees.
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iDEAL: The most widely used online payment method in the Netherlands, enabling direct payments through customers' trusted banking environment.
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Paysafe: A secure and privacy-friendly prepaid solution, ideal for customers who prefer not to use traditional bank accounts or cards, especially in digital goods and gaming sectors.
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By offering all these methods under one platform with transparent pricing, we make it easier for you to manage payments while maximizing customer reach and satisfaction. Our goal is to remove complexity, reduce costs, and empower your business with tools to grow—locally and across borders.
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Partner with us for fast, flexible, and fully integrated payment solutions backed by top-tier security, dedicated support, and scalable infrastructure.
We’re On Your Side
We believe in building strong, long-term partnerships with our clients. That’s why we’re committed to acting in your best interest—every step of the way.
Our team works proactively to minimize payment issues, reduce unnecessary holds, and ensure that your funds are processed as smoothly and quickly as possible.
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We understand how critical reliable cash flow is to running a successful business. That’s why we continuously monitor and optimize our risk and compliance processes to prevent delays while maintaining full regulatory compliance. If any issues arise, our responsive support team is here to help—fast, transparent, and solution-focused.
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With us, you don’t just get a payment processor—you get a partner who’s invested in your growth and success.